Upwards is India’s quickest personal loan provider for
salaried individuals looking for short-term loans between Rs.20,000 -
Rs.2,50,000. 💰
We provide hassle-free personal loans to all job profiles
like teachers, software engineers, accountants, retail store employees, nurses
and more who draw a minimum monthly salary of Rs.15,000.
🎯 Why
Upwards - Quick Personal Loans?
✔️
Quick approvals on personal loans
✔️
Loans amount from Rs 20,000 - Rs 2,50,000
✔️
Loan tenure ranges from 6 months - 2 years
✔️ No
collateral required
✔️
Online EMI Calculator: Calculate EMI based on your loan amount, interest rate
and loan tenure
✔️
Minimal Paperwork. Everything from the mobile app.
✔️
PAN, Bank Statement and Salary Slips are the only documents required.
✔️
Quick loan disbursal. Unlike banks, we disburse loans within 1 - 2 Days
✔️
Minimum foreclosure and prepayment charges
✔️
In-App Chat Support
https://upwrds.in/xufOcdejy2
🔐
Security & Protection of Privacy:
- Protection of your privacy and your data security is a
top priority at Upwards. Our technology complies with mandated security
standards and robust protocols which have been tested and certified.
👍
Eligibility:
- Salaried employee with a minimum salary of Rs.15,000
per month
- Age above 21 years and below 50 years
🏠
Personal Loan Available In Cities:
- Mumbai, Pune
- Delhi, Gurgaon, Noida
- Bengaluru
- Chennai, Coimbatore, Tirupur
- Hyderabad, Secunderabad, Ranga Reddy
- Ahmedabad
- Jaipur, Indore
- 30+ more cities
💰 Key
Points:
- Interest Rates (ROI, Min to Max): 18% to 32% per annum
- Repayment Period (Min to Max): 6 to 24 months
- Processing Fee: 2% of loan amount
- Sample calculation: For a loan of Rs. 100,000 at 20%
interest rate per annum for tenure of 12 months your one time processing fee
(@2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-. The
net amount credited to you will be Rs 98,000 (post processing fee deduction)
and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12
EMIs), leading to an APR of 24%
- Note: We do not provide any pay-day loans or loans with
less than 60 day repayment period.
🤝Upwards
Quick Personal Loans are for:
- Home construction and renovation
- Family functions & weddings
- Self-improvisation (Skill-training course fee
financing, job-related purchases etc.)
- Medical emergencies
- Travel
- Two-wheeler purchase
- Electronic Purchases
- Multiple loan consolidation
📲 How
does Upwards work?
- Download and login
- Fill in your loan requirements and employment details
- Upload your KYC Docs, AADHAAR, PAN and photograph
- Approval will be communicated within 48 hours of
document submission
- After that, we will process the loan agreement and you
will get loan amount
- That's it! You need to pay your EMIs on the due dates
once the loan is disbursed.
✔️
Loan Approval Criteria:
- Income-to-Expense ratio
- Demographics (Age, Marital status, Education etc.)
- Professional experience (tenure with the employer, job
stability, total work-ex etc.)
- CIBIL Score should be above 625
- Purpose of your loan and its authenticity
❌Your
loan will be rejected if:
- You provide false information about your income and
obligations
- Apply for an amount which you cannot afford and
comfortably repay
- Mismatch of information provided by you on our app and
during tele-verification
- Past EMI payment (Credit) history is not up to the
mark.
📩
Please do reach out to us on help@go-upwards.com for any other information.
We at Upwards are committed to serving you and will
always strive to maintain the trust that you have placed in us! 😃
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